10days
14.20% APR
Test the waters with a short commitment and fast access to your funds.
Per 10,000 USDT you earn 38.90 USDT over the full term.
Product
Plans and rates
Four fixed terms, one asset, no tiers and no hidden fees. The trade-off is simple: a longer commitment earns a higher rate.
The four plans
Every plan uses the same asset — USDT — and the same minimum of 10 USDT. Only two things change between them: how long your funds are committed, and what that commitment pays.
30days
17.20% APR
Balanced term for a steady, predictable return without a long wait.
Per 10,000 USDT you earn 141.37 USDT over the full term.
90days
19.40% APR
A full quarter at a noticeably stronger annual rate.
Per 10,000 USDT you earn 478.36 USDT over the full term.
180days
21.60% APR
Maximum APR on the platform for assets you can leave untouched.
Per 10,000 USDT you earn 1065.21 USDT over the full term.
Full reward table
Rewards are linear, so one table covers every balance size. Every figure below is the total earned over the full term, not an annualised rate.
| Term | APR | Reward / 10,000 | Reward / 100,000 | Reward / 1,000,000 |
|---|---|---|---|---|
| 10 days | 14.20% | 38.90 USDT | 389.00 USDT | 3,890.00 USDT |
| 30 days | 17.20% | 141.37 USDT | 1,413.70 USDT | 14,137.00 USDT |
| 90 days | 19.40% | 478.36 USDT | 4,783.60 USDT | 47,836.00 USDT |
| 180 daysBest rate | 21.60% | 1065.21 USDT | 10,652.10 USDT | 106,521.00 USDT |
Figures are calculated as amount × APR × days ÷ 365 and shown before any network fee. Network fees for the unstaking transaction are set by the network, not by Trust Wallet, and are displayed before you confirm.
Choosing a term
There is no correct answer — only a match for how certain you are about the timing of your money.
Take the short term if
You may need the funds soon, you are testing the product for the first time, or you would rather see one completed cycle before committing further. A 10-day term keeps the experiment cheap and reversible.
Take the long term if
You are not planning to touch the money this half-year. The rate premium is real: 180 days pays 7.4 percentage points more than 10 days, which is roughly 1.5× the 10-day rate for 18× the time.
Short answers
What is the minimum?
10 USDT for every term. There is no maximum per position and no tiering — the rate you get does not depend on how much you stake.
Can I change my mind after starting?
The term is fixed once confirmed. Closing a position before maturity returns your principal minus the reward for the days already elapsed, and the app shows the exact amount you would receive before you sign. The rest of your USDT balance is not affected in any way.
Does it renew automatically?
No. Nothing renews on its own. If you want to run another term you start a new one deliberately, which means you always see the current rate before committing again.
Are there fees?
No platform fee is charged on a reward. Network transaction fees apply when you stake and when you unstake, are set by the network, and are shown before you confirm.
Do other tokens have plans?
USDT is the asset these terms apply to. Other supported assets have their own rates, shown in the app on the relevant asset screen rather than on this page.
Do the rates change?
Rates are set per plan and can be adjusted as market conditions move. The rate shown in the app at the moment you confirm is the rate that applies to your entire term — a later change never retroactively alters a position you already opened.
Estimates, not promises
APRs on this page are product figures shown for reference. The authoritative rate for any position is the one displayed in the app when you confirm, and the reward is settled on-chain. See disclosures.