Disclosures

Rate disclosures

APR means annual percentage rate. The quoted rate is a yearly figure. You do not receive that percentage over a 30-day term — you receive the proportion of it that 30 days represents, which is the main reason short-term figures look small.
Rates are not guaranteed returns. They are the rate applied to a term if and when you open it. Nothing here promises a future rate.
The rate at confirmation governs. The rate shown in the app when you confirm applies to the whole term. Later rate changes do not affect an open position.
No tiering. The rate does not depend on position size, and there is no volume discount, bonus tier or referral multiplier.
Current rates. 10 days at 14.20%, 30 days at 17.20%, 90 days at 19.40%, 180 days at 21.60% APR.

Reward calculation

Rewards are calculated as amount × rate × days ÷ 365 and credited at maturity. Worked example: 10,000 USDT on the 30-day plan gives 10,000 × 0.172 × 30 ÷ 365 = 141.37 USDT, for a total of 10,141.37 USDT.

The calculation is linear and non-compounding. No return is reinvested during a term, so there is no compounding effect to account for, and reward is proportional to the amount committed rather than to a balance that grows.

Fee disclosures

No platform fee on rewards. The full calculated reward is credited.
Network transaction fees apply. They are set by the network, vary over time, and are displayed before you confirm a staking or unstaking transaction.
Network fees are not deducted from the reward. They are a separate cost of submitting the transaction.
No exit penalty. Closing a position early costs the reward for unused days, which is a foregone amount rather than a fee charged by us.

Risk disclosures

Past or projected rates are not a prediction

Rates can change in either direction. A reward paid in full can still be worth less than expected if the value of USDT falls, and closing a position early returns principal only — never principal plus the full projected reward.

Staking involves market risk, technology risk and key-management risk. Losing your recovery phrase means losing access permanently, with no party able to restore it. Selecting the wrong network or sending to an address you do not control is generally irreversible. Full detail is in the terms.

About this site

What this page is, and is not

This is a product concept and information site. It performs no wallet connection, makes no blockchain calls, and executes no transactions. The reward calculator runs entirely on arithmetic in your browser. Staking itself is performed only in the official Trust Wallet app, at the rate displayed there.

Figures on this site

All APR and reward figures are reference values for illustration, rounded to two decimal places.
Figures exclude network transaction fees unless explicitly stated.
Example amounts are illustrative. They are not quotes, offers, or indicative of any balance a user holds.
Nothing on this site is financial, investment, tax or legal advice.

Third-party links

Links to the App Store, Google Play and our official social channels are provided for convenience. We do not control those destinations and are not responsible for their content. Always check the domain before entering anything on a linked page — a real wallet never asks for your recovery phrase, which is covered in full on no seed phrase requests.

Regulatory status

The software is a self-custodial wallet. It is not a bank, a deposit taker, an investment adviser, or a broker, and holding assets in a self-custodial wallet is not the same as holding a deposit with a financial institution. Whether any specific activity is permitted or requires licensing depends on your jurisdiction — seek local advice before acting.